Initial Disclosure

1 The Financial Conduct Authority (FCA)

Meridian Vehicle Solutions Ltd The Kinetic Centre, Theobald Street, Borehamwood, WD6 4PJ

The FCA is the independent watchdog that regulates financial services. Use this information to decide if our services are right for you.

2 Whose products do we offer?

We act as a credit broker, not as a lender, for the introduction to a limited number of finance providers only for;

Personal Contract Purchase (PCP), Personal Contract Hire & Conditional Sale

Our panel of Lenders, who may be able to finance your purchase are;

Close Brothers Motor Finance

We will only introduce you to these lenders. We do not offer independent financial advice.

You are under no obligation to make use of any financial product arranged by Meridian Vehicle Solutions Ltd from us. Other providers may offer similar products that may or may not meet your needs.

3 Which service will we provide you with?

We will review suitable finance products for you after we have assessed your needs for;

Personal Contract Purchase (PCP), Personal Contract Hire & Conditional Sale

You are not obliged to agree with our recommendations or to make any purchase of a financial product. You may obtain free, independent financial and insurance advice from the Money Advice Service at www.moneyadviceservice.org.uk.

4 What will you have to pay us for this service?

You will make no payment to us for introduction to finance providers, but we may receive a payment(s) or other benefits from the finance provider if you decide to enter into an agreement with them. You may ask us for details of such payments.

5 Who regulates us?

Meridian Vehicle Solutions Ltd is an appointed representative of Automotive Compliance Limited which is authorised and regulated by the Financial Conduct Authority. Automotive Compliance Ltd's FCA Reference number is 497010.

Automotive Compliance Ltd.'s permitted business is to act as Principal for a network of Appointed Representatives who act credit brokers, not as lenders, for the introduction to finance providers.

You can check this on the Consumer Credit Register by visiting the FCA's website https://register.fca.org.uk or by contacting the FCA on 0800 111 6768.

6 What to do if you have a complaint

If you wish to register a complaint, please contact us;

...In writing Automotive Compliance Ltd, The Factory, 44 Alfred Street, Gloucester, GL1 4DD.

...by phone Telephone 01452 671560

...by e-mail complaints@automotive-compliance.co.uk

If you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service.

7 The Data Protection Act

Meridian Vehicle Solutions Ltd is also governed by the Data Protection Act. This ensures any information you give to us is secure and confidential. This information may be passed to other groups or affiliated members including Close Brothers Motor Finance. Without this information, Meridian Vehicle Solutions Ltd is unable to process your order or enquiry. Under the Data Protection act you may have this information restricted or removed by telling Meridian Vehicle Solutions Ltd at a later date. If you provide information and later wish to have this data restricted or removed from Meridian Vehicle Solutions Ltd records, please contact Meridian Vehicle Solutions Ltd on 02083 875527